Description
1929 $20 – The Elk County National Bank of Ridgway, Pennsylvania
Type 1 • Charter #5014 • Serial C000445A • Very Fine to Extra Fine
A pleasing 1929 Series $20 National Bank Note from The Elk County National Bank of Ridgway, PA, carrying serial C000445A and presenting in a solid Very Fine to Extra Fine grade. The note shows modest, honest circulation with no issues, retaining strong detail, original color, and the crisp look collectors expect from a well‑preserved small‑size national.
This charter is a true small‑town Pennsylvania issuer with just 38 large‑size and 38 small‑size notes recorded — a balanced but scarce population that keeps demand steady among Elk County specialists and Type 1 collectors.
Note Attributes
- VF/XF eye appeal with sharp detail
- Original paper quality still intact
- Strong remaining crispness despite light circulation
- Even, problem‑free surfaces
- Attractive color and clear overprints
Historical Background – Ridgway, Pennsylvania
Ridgway was founded by wealthy Philadelphia merchant Jacob Ridgway, who acquired over 40,000 acres in the early 19th century — land that would become Elk County. His nephew by marriage, James Gillis, recognized the region’s potential for lumber due to Elk Creek and the Clarion River, sparking the area’s early economic boom.
Ridgway evolved into a powerhouse of industry, producing leather, iron, clay goods, lumber products, silk, machine tools, and even railroad snowplows. By the early 1900s, the town famously claimed to have more millionaires per capita than any other town in America, thanks to the thriving lumber trade.
The community’s rich architectural heritage is preserved in the Ridgway Historic District, added to the National Register of Historic Places in 2003.
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